- Invest@AscentCapitalFund.com
- 08:30 – 17:30 CST | Monday – Friday
40 years of trust & Exclence
We acquire non-performing mortgage notes (NPLs) at institutional discounts, rehabilitating “under-performing paper” into high-yield, cash-flowing assets.
● Fund Status: Active Capital Placement (Q1 2026)
● Target Fund Size: $50,000,000
● Structure: Rule 506(c) Regulation D (Accredited Investors Only)
● Asset Class: Senior Secured Residential 1st Liens
The 2026 credit market is bifurcated. While 90% of the market is stabilizing, the bottom 10%—comprised of failed Liability Management Exercises (LMEs) and bank balance sheet clean-ups—presents a historic entry point for specialized operators.
We target acquisitions at 35% – 45% of the Unpaid Principal
Balance (UPB).
By focusing on 1st Lien positions, we maintain a senior secured status in the capital stack, providing a massive equity cushion against market volatility.
Our proprietary “Forensic Scrub” identifies notes with high rehabilitation potential, moving them from NPL to Re-Performing (RPL) status
within 6–12 months.
We utilize a performance-aligned structure that prioritizes DPI (Distributed to Paid-In Capital). Our model ensures that the Manager only succeeds after the Investor is made whole.
Every asset in the Ascent pool is vetted by the Commonwealth Forensic Scrub. We do not gamble on equity; we engineer it through technical precision.
● Lien Seniority: 100% 1st Lien positions. No junior or mezzanine debt.
Our targeted acquisition basis is <40% of the current Broker Price Opinion (BPO).
Managed by Commonwealth Debt Holdings, ensuring 100% compliance with 2026 RESPA, FDCPA, and the GLBA Safeguards Rule.
To maintain 506(c) compliance, detailed financial projections, current asset tapes, and the full Offering Memorandum (PPM) are reserved for verified accredited investors.
